The background is pretty tight. Just change the font and add a glow or something to bring the picture out.
IMO this is your best so far and pretty good for photo filtre. The text isn't great but it is easily your best by far. Maybe just try and do some effects to it to make it stand out more. My other complaint is the pic is to dull. Put some effects on it to lighten it up. If you were using photoshop I'd give it a 5.5/10 but since you use photo filtre I'll give it a 7.5/10
Yeah the pic does look better and I know there's a lot of limits on photo filtre when it comes to pic effects so that's not bad. Now try and liven up the text.
LOL no don't go back to those fancy fonts. Use the same font you used in v. 1 and 2 just liven it up a bit and make it look more exciting. Make it also go with the bg better.