No thanks. My grandmother forced all 12 of her grandchildren to take her class in the summer. She's an accountant, and has worked for big firms etc. We had to take it until we turned 20. She gave us tests, and it was obnoxious... At least that's what I thought when I was a teen. Now though, I couldn't thank her enough. I know how to manage money... Which most of my peers don't.
I do zero deductions too, makes you live a more frugal mindset if you take home less! If I took out more I'd probably just end up buying more stupid shit with it.
