It's actually a good idea to start thinking about this early from what I think.| The Economy is changing like a bi*ch due to this constant inflation.|What are your future financial goals? You don't gotta get too thorough about it just what do u expect or if confident enought what will you make happen for yourself financially in the future?Or are you there now?-Investing/savings plans ie. Ira accounts, Bonds stocks, Housing, etc.-Not care for money and just cruise through life-Freeloading (Its a good thing in some cases) but when you hurt others its pretty selfish-Live with parents and help support them as well as yourselves due to certain physical problems such as sickness in your family. ie. Retardation, lack of family wealth- Be a homeless nig with funny signs.-Receive money and Give as much as possible to othersTheres more but what r yall goals, seriously or humorously.| Those funny homeless people, some are very visually deceiving.|
Well, I already have an account with ING Direct. Which is actually, from what an expert told me, is the best place to make an account due to no bank fees and you get 6% interest, which is great.
<div class='quotetop'>QUOTE (S_Guard @ Jun 25 2007, 01:29 PM) <{POST_SNAPBACK}></div><div class='quotemain'>6% monthly or yearly? what kind of account also a savings or Money market?</div>It's 6% monthly and it's a savings account.If you want to check it out: http://www.ingdirect.com.au/personal/savin...m#high_interestMy pops just recently opened an account as well.
I have a few K in the bank that I've been saving a long time. Most of my money goes toward paying expenses and I rarely get a chance to save money anymore but once I finish my apprenticeship ill start saving alot more money.
I'll be investing some money. Taking the business class in my freshman year really got me interested. With everything becoming more and more expensive my goal is to have a six-figure salary by my late 20's-early 30's. I want to be able to buy myself a house. I want to live as comfortably as my cousin's do( chriopractors, own 4 offices in AZ). I just have to find a way to do it. I'm not going to stress myself over it too much though. If I find a job that pays less money, but I really enjoy it, then I'll be happy.For now I'll just build up my savings and hope to survive through college with what I have starting in a couple years.
<div class='quotetop'>QUOTE (LakersFan247 @ Jun 25 2007, 04:31 PM) <{POST_SNAPBACK}></div><div class='quotemain'>It's 6% monthly and it's a savings account.If you want to check it out: http://www.ingdirect.com.au/personal/savin...m#high_interestMy pops just recently opened an account as well.</div>thanks I'm gonna check it out.| Hopefully theres a good amount of them around the city.| I like travelin anyway tho.|
<div class='quotetop'>QUOTE (ASUFan22 @ Jun 25 2007, 01:33 PM) <{POST_SNAPBACK}></div><div class='quotemain'>I'll be investing some money. Taking the business class in my freshman year really got me interested. With everything becoming more and more expensive my goal is to have a six-figure salary by my late 20's-early 30's. I want to be able to buy myself a house. I want to live as comfortably as my cousin's do( chriopractors, own 4 offices in AZ). I just have to find a way to do it. I'm not going to stress myself over it too much though. If I find a job that pays less money, but I really enjoy it, then I'll be happy.For now I'll just build up my savings and hope to survive through college with what I have starting in a couple years.</div>Seems like we have similar goals. :winkglasses: Only, my broke ass high school doesn't have business classes. At least not for Freshman.
I got a little over 3k in the bank and increasing as I now work, and I put a lot more money that I have "laying around" in the bank. I got money for my b-day from everyone and about 60% of it is going in the bank.So my goals areUse that money to buy a car when I get home for summer after my freshman year of college.Use saving bonds from relatives that I have stacking up to buy an essential when I get out on my own after college.I plan on living apt. style for the first couple years living cheap. Eating lots of cheap foods and maybe only having basic cable to save money. It is a price to pay, but I feel at this point it would pay off in the future instead of being one of those people who buys the best cable and internet right out of college.
<div class='quotetop'>QUOTE (S_Guard @ Jun 25 2007, 01:35 PM) <{POST_SNAPBACK}></div><div class='quotemain'>thanks I'm gonna check it out.| Hopefully theres a good amount of them around the city.| I like travelin anyway tho.|</div>Actually, it's all online. It doesn't have any branches, you can deposit money with them on the phone, or send it through the mail to the address they give you. It's completely safe, I've deposited and withdrawn money with them for over a year now.
<div class='quotetop'>QUOTE (LakersFan247 @ Jun 25 2007, 01:36 PM) <{POST_SNAPBACK}></div><div class='quotemain'>Seems like we have similar goals. :winkglasses: Only, my broke ass high school doesn't have business classes. At least not for Freshman.</div>Well ours was for every grade. I had a computer class with that teacher too that year. We talked about football. I got his info to use him as one of my references for my first job. :happy0144: I'm going to try to find a job in about a month. Hmmm, I'm kind of excited about making my own money, but after that horribly dull 10 hours of community service at the Y...I don't know.
I just think it's funny how so many kids these days think they will be making big money, 6-figures...
<div class='quotetop'>QUOTE (BrewCityBuck @ Jun 25 2007, 01:49 PM) <{POST_SNAPBACK}></div><div class='quotemain'>I just think it's funny how so many kids these days think they will be making big money, 6-figures...</div>Why shoot it down? If you are doing good in school, work hard, get breaks. It can happen. I know I must sound like a professor right now.
Right now I just want to save enough money to buy a car and to help pay for college. After that, I want to find a job that will pay me just enough to have a nice house and live comfortably. I don't care about 6-7 figures; all of that money will make you forget your roots. All of the money in the world can't make me happy now or later on.
My dad makes 6 figures. Not that far off from 5 figures and he has the most pride in where he came from than most. With prices going up it's going to take getting around 6 figures to live comfortably... or else have a wife that works and gets a nice salary too.
I probably won't make a ton of money when I get older. I'm going to be teaching. It's something that I'll enjoy doing, so that is what is really important. I'll have some debt that'll take a while to get rid of, but whatever. Right now, I don't have a ton of money. I'm just making it by.
<div class='quotetop'>QUOTE (ASUFan22 @ Jun 25 2007, 05:02 PM) <{POST_SNAPBACK}></div><div class='quotemain'>My dad makes 6 figures. Not that far off from 5 figures and he has the most pride in where he came from than most. With prices going up it's going to take getting around 6 figures to live comfortably... or else have a wife that works and gets a nice salary too.</div>not neccesarily, do u need 6 figures.| Thats where other factors come into play like riskly investing in stocks and housing, or taking advantage of BENEFITS offered by the specific career or company u work for.| My parents together make about 8G's less than 6 figures. | If you see my ahem* their crib, you will be shocked!! The neighborhood aint the greatest but they did good investing in housing as well as smart financial decisions.| But then again, the economy has changed and they bought this brownstone at about 120,000. It is worth near 700,000 now in 10 years.| Lol and my mom hates guidance counseling from how she reacts.| The benefits are wassup tho.| Too be like my parents.... sh*t I got some work to do.| Brownstones go for near a mil nowadays, and I want my Black WRX.|I wanna be better than my parents too so I can help them too get better as well.| As for me tho, I am getting into stocks and learning more about investing now from what I already know.| My savings account is only about 3G's.| When I graduate next year I got loans to pay off for college which aint much cause its a city school.| I aint paying over 10G's to learn design.| Maybe for masters if I feel like throwin my money there.|
<span style="font-family:Arial">I don't see myself having a ton of money, but I will be comfortable. I will be making good profits from buying and re-selling cars, along with my normal job. I handle my money pretty well, I don't see a problem.</span>
Yeah, the house prices are what I'm talking about. My cousin has a house and it's nice, but so small you don't really have much room at all and it probably cost as much as your parents bought their house for. 92K is pretty good money. I'll try to learn more about investing because that could really help out, like they land my uncle and dad bought a while ago...it'll get them A LOT of money for retirement.