As long as you have good credit finance is easy. We're buying the car on the Chase CC for the points and then financing it through OnPoint Credit Union when we get home. She is on the phone with the dealer in Renton right now, lol.
I’ve done Costco twice for a new car and it’s the only way to go for a new ride. If you’re looking at used cars, I highly recommend Carmax. Their prices fair, their selection is incredible and they vet the cars they buy (most of which are fresh off the lease market). Best of all, you can do your shopping from the comfort of your own home. I had a very positive experience on the purchasing side. If you try to sell your car through them, they gouge the shit outta you. But that doesn’t appear to be an issue in your case. But like Sly says, Costco or Carmax are probably your best options at this particular time. And as I have said before in this forum, you can use Costco as leverage with non Costco dealers. It worked very well for me the last car purchase…
OK, talked to a costco dealer who called me after I submitted the info online. They have Camrys at $350 under MSRP and no dealer markup. That will probably be better than buying used.
Purchased an Impreza for the wife about three months. I was surprised at the price we paid, as it was nearly the same price as when we were looking at Imprezas about 18 months prior. The dealer had similar used ones with 12-20K in miles, and they were nearly the same price as the new model. But.... the new model today at the dealer is nearly $3K more than we purchased ours for just three months ago.
Kia makes a Niro plug in hybrid, that might get you the $7500. You should look into that if you like the Niro. I'm not sure what flavors the Camry comes in.
I believe the inventory is a bit limited. I think they said its mainly the gas camrys on the program since they are in lower demand.
I'm just worried about maintenance, etc in a hybrid and a Kia to be honest. Toyotas and Hondas are easy and cheap to get fixed.
Kia comes with a 10yr/100,000 warranty. Also, and I just learned this since we started this 2 days ago, the batteries in hybrids and electric cars are covered under the federal emission control laws. Car manufacturers have to guarantee the batteries for 10 years separate from the warranty.