I am wondering if there is a link somewhere that explains the insurance issue when guys don't play. Last year we got it with Oden and this year with Raef. Since Martell played 5 minutes do we lose out on getting insurance on him. Also, Ruffin. He had not played all season and he has already played in two games for us. I know it was garbage time and I would hate to see us lose that insurance on his contract because of that.