OT Anyone ever been a victim of id theft/online fraud?

Had two seperate accounts hit because of the 2019 Capital One breach. Got everything back because of the guarantees they had at the time. Which brings me to my point.

Read the small print on all of your credit cards and bank accounts. The lawyers have been busy rewriting the small print. Both to limit their clients exposure, which increases yours. And what they now guarantee.

It probably varies with each company, but for the most part, we are not as well protected from fraud as we were in 2019.

 

Thanks. I will do that as soon as I get done with verizon ordering a new phone!

 

I have the same card, but didnt get hit. luckily. I will do that. Thanks for the info!

On the side, Ive been meaning to ask, are you back in the area these days?

 

Moved to Idaho 8 years ago, never moving back to Vancouver/Portland.

 

I knew that, but I remember you saying not good service where you went. Must be a bit better now.

But it just dawned on me you don't know who I am likely. Ill just say this. The venison was fantastic!

 

The phone company finally talked the tribe into a price they could afford to rent the land. So we now have a cell tower nearby. Very slow service, but it is better than what we had.

Venison is a good clue, but not good enough. Does your first name start with K, and your last name is in your username?

 

negative. I just messaged you.

 

Got it, thanks buddy, brings back good memories to hear from you.

 

A bit of a follow up on this.

I will not post this anywhere but here yet, but i'm done with Nike. The lack of customer service and neglect over this situation has cost me over $700.00 in lost funds.

So as this happened and I realized I was scammed, I called Nike and requested to put a hold on the cards to avoid any spending, until this was resolved. I was told, I can only put in a request and it can take several days. I told them that's unacceptable, as i'm sure the funds will be used sooner than that. I weas told that is the best they can do.

After two days and no response, I called Nike back again and let them know the funds are now almost gone( I had been watching the balances) and we need ot put an immediate hold on the cards to avoid the last of them being used up. I was then told they could do that immediately, that they had a records of my first call and arent sure why that first person didn't put them on hold when I first asked.

They then put the cards on hold and out in a request to recover the spent funds. Of the $2000.00 in gift cards, I was later told they were able to retrieved just over $700.00 of the cards with a balance and that one cards was completely depleted and Id have to go through Walgreens to recover and I would be able to get $5090.00 in cash refund. So $700.00 in Nike Credit and $500 cash back for the $2K I had purchased. I was told that I need to put in a request with Walgreens who will then submit to Incomm, a third party company I have no contact with. For almost a month, Nike has told me the funds are there for Walgreens to resolve, just put on hold. Walgreens keeps telling me that there are no funds to reimburse. It takes days to get a response and I've gone through the same scenario/explanation with both companies several times since the original inquiry.

I have now requested Nike to have a manger call me( cant get one on the phone per Nike, can only request a call back) 2 days ago and no call back yet.

If Nike would have done what they should have from the outside, they would have saved all of my $2k and it would have all been spent with Nike. Instead, they cost me a minimum of $700 + dollars and possibly more.

I find this to be incredibly poor service that they wont just provide me a full credit considering they could have put the cards on hold when originally requested, but fine. I was going to live with that. But now I cannot get them to inform Walgreens or get them together to resolved the $500.00 balance still left that Nike claims is mine.

I feel im going to have no choice but to boycott Nike now and put them on social media blast for this, considering I cant even get a call back now.

I have almost all correspondence in email so the facts and timeline are clear.

Anyone have any suggestions? I'm a nobody. Blasting on social Media will get a few views and that's it. Should I contact the local news? I want my fricken money back! I'm not rich and $500.00 is $500.00 ( not even including the $700 in credit I lost they wont reimburse).

Any advice would be much appreciated

Signed,

Extremely frustrated with our local sports mogul

 

That freaking sucks. Sorry man.

 

Is there any legal recourse? Check your state's consumer affairs department.

 

Thanks. I’ll do that. Good advice!

 

Crime doesn’t happen in Canada!