NFL: SAN FRANCISCO (3-8) at CAROLINA (4-7) <h3>Panthers still looking for first home win</h3> San Francisco (3-8) at Carolina (4-7) 1:00 pm EST CHARLOTTE, North Carolina (Ticker) - For the Carolina Panthers,home is definitely not where the heart is. The Panthers, who have dropped five straight overall, once againtry for their first home win of the season on Sunday when theyhost the San Francisco 49ers. Carolina fell to 0-5 at Bank of America Stadium with last week'sdismal 31-6 loss to the New Orleans Saints in its worst effortof the season. The Panthers' disastrous quarterback situation took another turnfor the worse as David Carr was benched in the fourth quarter. Carr got the start after 44-year-old Vinny Testaverde was a latescratch with a sore back, but struggled through a brutalperformance. Carr threw seven straight incompletions to start the game andfinished just 10-of-22 for 95 yards and two interceptions. Hewas replaced in the fourth quarter by Matt Moore. Panthers coach John Fox indicated that Testaverde will startagainst the 49ers - provided he is healthy. "I'm almost reluctant to name one," Fox told the CharlotteObserver. "I think it would be fair to say, though, that if(Testaverde) was healthy, he would be the guy." The 49ers snapped an eight-game losing streak last week with a37-31 overtime victory over the Arizona Cardinals in perhaps thewildest finish to an NFL game this year. Linebacker Tully Banta-Cain recovered Kurt Warner's fumble inthe end zone to give the 49ers their first win since a 17-16victory at St. Louis in Week Two. For the first time this season, the 49ers generated an effectiveoffense. Trent Dilfer passed for 246 yards and two touchdowns,while running back Frank Gore rushed for 116 yards and twoscores. San Francisco still has scored an NFL-low 150 points.