Politics Republicans exempt their own insurance from their latest health care proposal

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  1. barfo

    barfo triggered obsessive commie pinko boomer maniac Staff Member Global Moderator

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    I don't judge posts by the color of their font.

    barfo
     
    barfo, Apr 27, 2017
    #41
  2. bodyman5000 and 1

    bodyman5000 and 1 Lions, Tigers, Me, Bears

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    Americans are so shitty that we'll watch a million people die?

    It's been years now and nobody has explained to me how this was supposed to work and still have "insurance companies"

    Car insurance doesn't cover pre existing damage.

    Buy a beat up car, by full coverage and take it to a bodyshop and make them restore it from front to back.

    What would happen when everyone did that? Geico would be out of business or they'd have to charge 1200 dollars a month to everyone regardless of their driving record.
     
    bodyman5000 and 1, Apr 27, 2017
    #42
  3. Denny Crane

    Denny Crane It's not even loaded! Staff Member Administrator

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    Only ~ 2/3rds comes from tax dollars.

    You talk like a fiscal conservative again. But when your guys were printing money and running up the debt, you were cheering them on.
     
    Denny Crane, Apr 27, 2017
    #43
  4. MarAzul

    MarAzul LongShip

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    You are losing track barfo. The self insured companies don't pay premiums, they take the risk which is low since they screen the prospective employees, Physical exams you know.
    So those employees (the largest pool in the country) do not offset many of the sick and lame. This falls on the people that Buy insurance, the young, the self employed, the small business and their employees.
    The result is, the ObamaCare burden falls on these groups rather unfairly, the only ones really affected by the law to force them to purchase insurance at inflated prices. The reality is, it is tax and the tax targets a minor portion of the population very unfairly. I think the Chief Justice called it a Tax, right? But not everyone is burdened by it. Not me, although Obama sure intended to do so
    when force many of us retirees off the corporate self insured system. Are you affected?
     
    MarAzul, Apr 27, 2017
    #44
  5. Denny Crane

    Denny Crane It's not even loaded! Staff Member Administrator

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    A few years back, I suggested to the CEO of the ~50 person company I worked at that he should see if he couldn't just pay the clinic two blocks away a monthly fee for the employees' health care needs. Then sock away a few months' insurance premiums to cover expensive procedures - like one guy's appendix removal, or to see specialists.

    For the $1M a year in saved premiums, we could basically self insure and everyone gets the care they need.

    The clinic charged about $100 for basic office visit. They'd probably take a couple thousand a month for all our basic services.
     
    Denny Crane, Apr 27, 2017
    #45
  6. barfo

    barfo triggered obsessive commie pinko boomer maniac Staff Member Global Moderator

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    Actually it isn't as black and white as you paint it. A company can choose, and many do, to take on part, but not all, of the risk.

    Of course some of the sick and lame are dependents of the employed, and thus are covered by employer insurance.

    I'm not directly affected by Obamacare, no. I'm on employer insurance.

    I agree with you that the two-class system we have now, employment-related and non-employment related, is not great. Single payer would be much better, and much more fair.

    barfo
     
    barfo, Apr 27, 2017
    #46
  7. barfo

    barfo triggered obsessive commie pinko boomer maniac Staff Member Global Moderator

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    If you thought I was making a distinction between tax and borrowing, you misunderstood.

    I'm fine with government taxing to pay for healthcare. I'm fine with government borrowing to pay for healthcare. I think healthcare is important.

    barfo
     
    barfo, Apr 27, 2017
    #47
  8. Denny Crane

    Denny Crane It's not even loaded! Staff Member Administrator

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    Apparently so does MarAzul, but you complained that covering people would cost money.
     
    Denny Crane, Apr 27, 2017
    #48
  9. barfo

    barfo triggered obsessive commie pinko boomer maniac Staff Member Global Moderator

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    No, I didn't. You misread my post.

    barfo
     
    barfo, Apr 27, 2017
    #49
  10. MarAzul

    MarAzul LongShip

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    Yeah, there are a number of ways that this could be made better. The company you speak of joining up with a few more to more effectively share the risk. Perhaps even across stale lines where like minded people could help each other. Individual State governments have been screw these possibility up for years now. Then comes Obama Care! Like how bad can you screw it up if you try real hard?
     
    MarAzul, Apr 27, 2017
    #50
  11. barfo

    barfo triggered obsessive commie pinko boomer maniac Staff Member Global Moderator

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    Some would call that 'States Rights'. But I guess you want the federal government to run everything, hmm?

    barfo
     
    barfo, Apr 27, 2017
    #51
  12. MarAzul

    MarAzul LongShip

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    You don't believe this.

    Yes, I suppose it is the right of the States to screw things up. Well they did a pretty good job in this area for some time now.
    Congress just may be right to push it back on the states now that the issue has everyone's attention.
    Perhaps the folks with demand a little better this turn.
     
    MarAzul, Apr 27, 2017
    #52
  13. barfo

    barfo triggered obsessive commie pinko boomer maniac Staff Member Global Moderator

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    Of course I don't, I'm just teasing.

    barfo
     
    barfo, Apr 27, 2017
    #53
  14. Denny Crane

    Denny Crane It's not even loaded! Staff Member Administrator

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    Not at all. You backpedaled into a borrow and spend position.

    So how about food? Food is just as important as health care, or people starve. Why not single payer for the groceries?

    How about housing? Housing is just as important as health care, or people die from exposure. Why not single payer for housing?

    Arguments for single payer are just downright silly.
     
    Denny Crane, Apr 28, 2017
    #54
  15. barfo

    barfo triggered obsessive commie pinko boomer maniac Staff Member Global Moderator

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    Whatever.

    barfo
     
    barfo, Apr 28, 2017
    #55
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  16. SlyPokerDog

    SlyPokerDog Woof! Staff Member Administrator

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    I like Denny's idea, everyone should have a million dollars and just pay cash for services at their local clinic.
     
    SlyPokerDog, Apr 28, 2017
    #56
  17. MarAzul

    MarAzul LongShip

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    This seems like a way to make a million dollars as valuable as a penny.
    Sort of like the Dems using Freddy and Fanny so that everyone has a house. It worked for a while until houses weren't worth much more than the penny.
    We have sort of made Health Insurance coverage in that mold. Just because you have it doesn't mean you can use it to get care. Not even worth a penny.
     
    MarAzul, Apr 28, 2017
    #57
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