If you guys have kids and you know that school isn’t their thing. I’d recommend telling them to work for UPS. It’s a sacrifice of the body. But they’ll make more money than most their friends with college degrees, have amazing benefits free of charge, a great pension and if they start early they can retire early. Tell them to load up that 401k of course. Union jobs are a dying breed. But a good Teamster job can be a good 2nd option
Why 2022 is the year student loans could be linked to your 401(k) Not forgiveness, but a step in the right direction. This would have been nice when I got my first job out of college.
UPS has a tuition assistance program also, I believe. Plus busting your ass for awhile is great motivation to get a degree. A few years of bartending told me I didn't want to do that forever and I better get my ass in gear.